/* Centsational Advice — shared styles */
@import url('https://fonts.googleapis.com/css2?family=Fraunces:opsz,wght@9..144,500;9..144,600;9..144,700&family=Inter:wght@400;500;600;700;800&display=swap');

:root {
  --green-950: #06170f;
  --green-900: #0a2e21;
  --green-800: #0e4430;
  --green-700: #146047;
  --green-100: #dcebe2;
  --green-50: #eef5ef;
  --gold: #c9a24b;
  --gold-soft: #e9cf8a;
  --gold-deep: #a5812f;
  --cream: #faf7ee;
  --paper: #ffffff;
  --ink: #0f231a;
  --muted: #51655b;
  --line: #d9e2d8;
  --radius: 18px;
  --shadow: 0 24px 60px rgba(6, 23, 15, .12);
  --font-display: "Fraunces", Georgia, serif;
  --font-body: "Inter", system-ui, sans-serif;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--cream);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
h1, h2, h3 { font-family: var(--font-display); line-height: 1.08; letter-spacing: -.02em; margin: 0 0 .5em; }
p { margin: 0 0 1em; }
a { color: inherit; }
img { max-width: 100%; }

.wrap { width: min(1140px, calc(100% - 40px)); margin: 0 auto; }

/* ---------- Nav ---------- */
.nav {
  position: sticky; top: 0; z-index: 50;
  background: rgba(6, 23, 15, .86);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(201, 162, 75, .22);
  color: #f2efe4;
}
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 68px; }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; font-weight: 800; }
.brand-mark {
  width: 34px; height: 34px; border-radius: 10px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--gold), var(--gold-deep));
  color: var(--green-950); font-family: var(--font-display); font-weight: 700; font-size: 1.25rem;
}
.brand-name { font-family: var(--font-display); font-size: 1.15rem; letter-spacing: -.01em; }
.nav-links { display: flex; align-items: center; gap: 6px; }
.nav-links a {
  text-decoration: none; font-weight: 600; font-size: .95rem; color: #e9e4d2;
  padding: 9px 14px; border-radius: 10px;
}
.nav-links a:hover { background: rgba(255,255,255,.08); color: #fff; }
.nav-links a.active { color: var(--gold-soft); }
.nav-cta {
  background: var(--gold) !important; color: var(--green-950) !important; font-weight: 700 !important;
}
.nav-cta:hover { background: var(--gold-soft) !important; }
.nav-toggle { display: none; background: none; border: 1px solid rgba(255,255,255,.25); color: #fff; border-radius: 10px; padding: 8px 12px; font-size: 1.1rem; cursor: pointer; }

/* ---------- Hero ---------- */
.hero {
  position: relative; overflow: hidden;
  background: var(--green-950); color: #f4f1e3;
  padding: clamp(72px, 10vw, 130px) 0 clamp(64px, 8vw, 110px);
}
.orb { position: absolute; border-radius: 50%; filter: blur(90px); opacity: .5; pointer-events: none; animation: drift 14s ease-in-out infinite alternate; }
.orb-1 { width: 520px; height: 520px; background: #146047; top: -160px; right: -120px; }
.orb-2 { width: 420px; height: 420px; background: #6b551f; bottom: -180px; left: -140px; animation-delay: -6s; }
.orb-3 { width: 260px; height: 260px; background: #0e4430; top: 40%; left: 38%; animation-delay: -3s; opacity: .35; }
@keyframes drift {
  from { transform: translate(0, 0) scale(1); }
  to { transform: translate(-46px, 34px) scale(1.08); }
}
.hero-inner { position: relative; z-index: 1; max-width: 780px; }
.eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .8rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase;
  color: var(--gold-soft); margin-bottom: 20px;
}
.eyebrow::before { content: ""; width: 28px; height: 2px; background: var(--gold); display: inline-block; }
.hero h1 { font-size: clamp(2.6rem, 6.4vw, 4.6rem); color: #fff; max-width: 14ch; }
.hero h1 em { font-style: italic; color: var(--gold-soft); }
.hero-sub { font-size: clamp(1.05rem, 2vw, 1.3rem); color: #cfd8cc; max-width: 52ch; margin: 18px 0 34px; }
.btn-row { display: flex; gap: 14px; flex-wrap: wrap; }
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 15px 26px; border-radius: 14px; font-weight: 700; font-size: 1rem;
  text-decoration: none; border: 1px solid transparent; cursor: pointer;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.btn:hover { transform: translateY(-2px); }
.btn-gold { background: linear-gradient(135deg, var(--gold-soft), var(--gold)); color: var(--green-950); box-shadow: 0 12px 30px rgba(201,162,75,.35); }
.btn-gold:hover { box-shadow: 0 16px 36px rgba(201,162,75,.45); }
.btn-ghost { border-color: rgba(255,255,255,.3); color: #fff; background: rgba(255,255,255,.06); }
.btn-ghost:hover { background: rgba(255,255,255,.12); }
.btn-green { background: var(--green-800); color: #fff; }
.btn-green:hover { background: var(--green-700); }

/* ---------- Sections ---------- */
.section { padding: clamp(64px, 8vw, 110px) 0; }
.section-head { max-width: 680px; margin-bottom: 44px; }
.kicker { font-size: .78rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; color: var(--gold-deep); margin-bottom: 12px; }
.section-head h2 { font-size: clamp(2rem, 4.4vw, 3rem); }
.section-head p { color: var(--muted); font-size: 1.08rem; }

.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.card {
  background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 32px 28px; box-shadow: 0 8px 28px rgba(6,23,15,.06);
  transition: transform .22s ease, box-shadow .22s ease;
  position: relative; overflow: hidden;
}
.card:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.card::before { content: ""; position: absolute; top: 0; left: 0; right: 0; height: 4px; background: linear-gradient(90deg, var(--green-700), var(--gold)); opacity: 0; transition: opacity .22s ease; }
.card:hover::before { opacity: 1; }
.card-icon {
  width: 52px; height: 52px; border-radius: 14px; display: grid; place-items: center;
  background: var(--green-50); font-size: 1.5rem; margin-bottom: 18px;
}
.card h3 { font-size: 1.45rem; margin-bottom: 10px; }
.card p { color: var(--muted); font-size: .98rem; margin-bottom: 16px; }
.card-link { font-weight: 700; color: var(--green-800); text-decoration: none; }
.card-link:hover { color: var(--gold-deep); }

/* Principles band */
.band { background: var(--green-900); color: #ece7d3; border-radius: 26px; padding: clamp(36px, 5vw, 60px); display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; position: relative; overflow: hidden; }
.band::after { content: "$"; position: absolute; right: 10px; bottom: -70px; font-family: var(--font-display); font-size: 240px; color: rgba(255,255,255,.045); transform: rotate(10deg); pointer-events: none; }
.principle { position: relative; z-index: 1; }
.principle .num { font-family: var(--font-display); font-size: clamp(2.4rem, 4vw, 3.4rem); color: var(--gold-soft); line-height: 1; margin-bottom: 10px; }
.principle h3 { color: #fff; font-size: 1.25rem; margin-bottom: 8px; }
.principle p { color: #b9c4b4; font-size: .95rem; margin: 0; }

/* Tool preview */
.tool-preview { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.tool-tile {
  border-radius: var(--radius); padding: 36px 32px; text-decoration: none;
  background: linear-gradient(140deg, var(--green-800), var(--green-950));
  color: #f2efe2; position: relative; overflow: hidden;
  transition: transform .22s ease, box-shadow .22s ease;
  border: 1px solid rgba(201,162,75,.25);
}
.tool-tile:hover { transform: translateY(-6px); box-shadow: var(--shadow); }
.tool-tile h3 { color: #fff; font-size: 1.6rem; margin-bottom: 10px; }
.tool-tile p { color: #c3cfbd; margin-bottom: 18px; }
.tool-tile .go { color: var(--gold-soft); font-weight: 700; }
.tool-tile::after { content: "↗"; position: absolute; top: 22px; right: 26px; font-size: 1.6rem; color: var(--gold); opacity: .7; }

/* IG band */
.ig-band {
  background: linear-gradient(120deg, #0e4430, #1c5c40 55%, #8a6d24);
  border-radius: 26px; color: #fff; padding: clamp(40px, 6vw, 72px);
  display: flex; align-items: center; justify-content: space-between; gap: 32px; flex-wrap: wrap;
  position: relative; overflow: hidden;
}
.ig-band h2 { color: #fff; font-size: clamp(1.9rem, 4vw, 2.8rem); margin-bottom: 12px; }
.ig-band p { color: #e5e0cb; max-width: 46ch; margin: 0; }
.ig-handle { display: inline-block; margin-top: 14px; font-weight: 800; color: var(--gold-soft); font-size: 1.1rem; }

/* Email */
.email-panel {
  background: var(--paper); border: 1px solid var(--line); border-radius: 26px;
  padding: clamp(36px, 5vw, 60px); box-shadow: var(--shadow);
  display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: center;
}
.email-panel h2 { font-size: clamp(1.9rem, 3.6vw, 2.6rem); }
.email-panel p { color: var(--muted); }
.email-form { display: flex; gap: 10px; margin-top: 8px; }
.email-form input {
  flex: 1; min-height: 54px; padding: 12px 16px; border-radius: 12px;
  border: 1px solid var(--line); font: inherit; background: var(--cream); color: var(--ink);
}
.email-form input:focus { outline: none; border-color: var(--green-700); box-shadow: 0 0 0 3px rgba(20,96,71,.15); }
.email-note { font-size: .82rem; color: var(--muted); margin-top: 12px; }
.form-msg { margin-top: 12px; font-weight: 600; font-size: .95rem; display: none; }
.form-msg.ok { display: block; color: var(--green-700); }
.form-msg.err { display: block; color: #a33a35; }

/* ---------- Footer ---------- */
footer.site { background: var(--green-950); color: #b9c2b6; padding: 60px 0 34px; margin-top: 40px; }
.foot-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 36px; margin-bottom: 40px; }
.foot-grid h4 { color: #fff; font-family: var(--font-body); font-size: .85rem; letter-spacing: .12em; text-transform: uppercase; margin: 0 0 14px; }
.foot-grid a { display: block; color: #b9c2b6; text-decoration: none; margin-bottom: 10px; font-size: .95rem; }
.foot-grid a:hover { color: var(--gold-soft); }
.foot-brand p { font-size: .92rem; max-width: 38ch; }
.disclaimer {
  border-top: 1px solid rgba(255,255,255,.12); padding-top: 26px;
  font-size: .82rem; color: #8fa093; max-width: 90ch;
}
.disclaimer strong { color: #c9cfc4; }
.copyright { margin-top: 22px; font-size: .8rem; color: #6f7f74; display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; }

/* ---------- Reveal animation ---------- */
.reveal { opacity: 0; transform: translateY(26px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  .reveal { opacity: 1; transform: none; transition: none; }
  .orb { animation: none; }
  html { scroll-behavior: auto; }
}

/* ---------- Tools page ---------- */
.page-hero { background: var(--green-950); color: #f4f1e3; padding: clamp(56px, 7vw, 90px) 0; position: relative; overflow: hidden; }
.page-hero h1 { color: #fff; font-size: clamp(2.2rem, 5vw, 3.6rem); position: relative; z-index: 1; }
.page-hero p { color: #c3cfbd; max-width: 60ch; position: relative; z-index: 1; margin-bottom: 0; }

.tool-card {
  background: var(--paper); border: 1px solid var(--line); border-radius: 22px;
  box-shadow: var(--shadow); overflow: hidden; margin-bottom: 34px;
}
.tool-card-head { padding: 30px 34px 24px; border-bottom: 1px solid var(--line); display: flex; justify-content: space-between; align-items: flex-start; gap: 20px; }
.tool-card-head h2 { font-size: clamp(1.7rem, 3.4vw, 2.4rem); margin-bottom: 6px; }
.tool-card-head p { color: var(--muted); margin: 0; }
.tool-num { flex: 0 0 auto; width: 46px; height: 46px; border-radius: 50%; display: grid; place-items: center; background: linear-gradient(135deg, var(--gold-soft), var(--gold)); color: var(--green-950); font-weight: 800; }
.tool-body { display: grid; grid-template-columns: 1.1fr .9fr; }
.tool-inputs { padding: 30px 34px 36px; }
.tool-results { padding: 30px 34px 36px; background: var(--green-50); border-left: 1px solid var(--line); }
.field-label { display: block; color: var(--muted); font-size: .83rem; font-weight: 700; margin-bottom: 14px; }
.input-wrap { position: relative; margin-top: 6px; display: block; }
.input-wrap .prefix, .input-wrap .suffix { position: absolute; top: 50%; transform: translateY(-50%); color: var(--muted); pointer-events: none; font-size: .9rem; }
.input-wrap .prefix { left: 12px; } .input-wrap .suffix { right: 12px; }
input[type="number"], input[type="text"] {
  width: 100%; min-height: 48px; padding: 10px 12px; border: 1px solid #b9c6bb; border-radius: 10px;
  background: #fff; color: var(--ink); font: inherit;
}
.has-prefix input { padding-left: 28px; } .has-suffix input { padding-right: 38px; }
input:focus { outline: none; border-color: var(--green-700); box-shadow: 0 0 0 3px rgba(20,96,71,.15); }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field-grid.three { grid-template-columns: repeat(3, 1fr); }
.debt-list { display: grid; gap: 10px; margin: 18px 0; }
.debt-row { display: grid; grid-template-columns: 1.3fr 1fr .7fr .85fr 36px; gap: 9px; align-items: end; padding: 12px; background: var(--cream); border: 1px solid var(--line); border-radius: 14px; }
.debt-row .field-label { font-size: .72rem; margin-bottom: 8px; }
.debt-row input { min-height: 44px; }
.icon-btn { width: 36px; height: 44px; border: 0; background: transparent; border-radius: 8px; color: var(--muted); cursor: pointer; font-size: 1.3rem; }
.icon-btn:hover { background: rgba(163,58,53,.12); color: #a33a35; }
.btn-row-tools { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 6px; }
.result-label { color: var(--muted); font-size: .78rem; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; margin-bottom: 14px; }
.result-block { padding: 18px 0; border-bottom: 1px solid var(--line); }
.result-block:first-of-type { padding-top: 0; } .result-block:last-child { border: 0; padding-bottom: 0; }
.result-title { color: var(--muted); font-size: .8rem; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.result-number { font-family: var(--font-display); font-size: clamp(2rem, 4vw, 2.8rem); color: var(--green-900); line-height: 1.05; margin-top: 4px; }
.result-sub { color: var(--muted); font-size: .9rem; margin: 8px 0 0; }
.compare { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 18px 0; }
.compare-card { padding: 16px; border: 1px solid var(--line); border-radius: 12px; background: #fff; }
.compare-card.best { border-color: var(--green-700); background: #e4f2e4; }
.compare-card strong { display: block; margin-bottom: 6px; }
.money { font-family: var(--font-display); font-size: 1.6rem; color: var(--green-900); }
.mini { color: var(--muted); font-size: .8rem; margin-top: 4px; }
.winner { display: inline-block; margin-top: 8px; padding: 3px 10px; border-radius: 999px; background: var(--green-700); color: #fff; font-size: .68rem; font-weight: 800; }
.winner[hidden] { display: none; }
.bar { display: flex; height: 14px; margin: 18px 0 10px; border-radius: 99px; overflow: hidden; background: var(--line); }
.bar-contrib { background: var(--green-700); } .bar-growth { background: var(--gold); }
.legend { display: flex; flex-wrap: wrap; gap: 16px; color: var(--muted); font-size: .82rem; }
.dot { width: 9px; height: 9px; border-radius: 50%; display: inline-block; margin-right: 5px; }
#growthChart { width: 100%; height: 190px; display: block; }
.chart-key { display: flex; justify-content: space-between; color: var(--muted); font-size: .72rem; }
.error { display: none; margin: 14px 0 0; padding: 10px 12px; border-radius: 8px; background: rgba(163,58,53,.1); color: #a33a35; font-size: .86rem; font-weight: 700; }
.error.show { display: block; }

/* ---------- Terms page ---------- */
.terms-body { background: var(--paper); border: 1px solid var(--line); border-radius: 22px; padding: clamp(30px, 5vw, 60px); box-shadow: var(--shadow); }
.terms-body h2 { font-size: 1.5rem; margin: 2em 0 .6em; color: var(--green-900); }
.terms-body h2:first-of-type { margin-top: 0; }
.terms-body p, .terms-body li { color: #33463c; }
.terms-body ul { padding-left: 1.3em; }
.terms-body li { margin-bottom: .5em; }
.updated { color: var(--muted); font-size: .85rem; margin-bottom: 2em; }
.lawyer-note { background: #fdf6e3; border: 1px solid #e8d48a; border-radius: 12px; padding: 16px 18px; font-size: .9rem; color: #6b551f; margin-bottom: 2em; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .cards { grid-template-columns: 1fr; }
  .band { grid-template-columns: 1fr; }
  .email-panel { grid-template-columns: 1fr; }
  .tool-preview { grid-template-columns: 1fr; }
  .tool-body { grid-template-columns: 1fr; }
  .tool-results { border-left: 0; border-top: 1px solid var(--line); }
  .foot-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 700px) {
  .nav-links {
    display: none; position: absolute; top: 68px; left: 0; right: 0;
    background: var(--green-950); flex-direction: column; align-items: stretch; padding: 12px 20px 20px;
    border-bottom: 1px solid rgba(201,162,75,.22);
  }
  .nav-links.open { display: flex; }
  .nav-toggle { display: block; }
  .field-grid.three { grid-template-columns: 1fr 1fr; }
  .debt-row { grid-template-columns: 1fr 1fr; position: relative; }
  .debt-row .name-field { grid-column: 1 / -1; padding-right: 38px; }
  .debt-row .remove { position: absolute; right: 8px; top: 8px; }
  .foot-grid { grid-template-columns: 1fr; }
  .email-form { flex-direction: column; }
}
@media (max-width: 480px) {
  .field-grid, .compare, .field-grid.three { grid-template-columns: 1fr; }
}